Please reach us at invest@stonoriverwealth.com if you cannot find an answer to your question.
We specialize in comprehensive financial planning and investment management for U.S. expats and individuals nearing or in retirement. Our services include retirement planning, tax-efficient investing, estate planning coordination, and investment advice tailored for international and domestic needs.
Yes. As a fee-only Registered Investment Advisor (RIA), we are fiduciaries—legally and ethically obligated to put your best interests first, always.
Absolutely. We specialize in working with U.S. expats and understand the complex tax, currency, and investment challenges they face. We help navigate IRS reporting requirements (like FBAR and FATCA), international banking, and portfolio management across borders.
Your investment accounts are held with well-known U.S.-based custodians such as Charles Schwab or Interactive Brokers. You will have 24/7 secure online access, and we can meet with you virtually no matter where you are in the world.
We combine time-tested asset allocation strategies with modern tools like direct indexing, active management and technical analysis to build custom portfolios. Risk tolerance, goals, and global considerations are factored into every recommendation.
It begins with a free, no-obligation discovery call. We’ll discuss your goals, situation, and whether we’re a good fit for each other. From there, we guide you through our onboarding and planning process step-by-step.
Yes! Charleston and the surrounding Lowcountry is one of the top destinations for retirees. We help clients relocating to South Carolina make smart, tax-efficient choices and ensure their retirement is structured for long-term success.
We provide regular updates, virtual meetings, and an online client portal. Whether you're in Charleston or Montevideo, we make it easy to stay connected and informed.
Only if by “offshore” you mean helping you open a compliant, IRS-reported bank account abroad. We keep everything legal, above board, and drama-free—sorry, no secret vaults in Zurich.
Perfect. That’s what planning is for! We work with people growing their wealth and those managing it. You don’t need a yacht—just goals, curiosity, and a desire to build smart financial habits. While we generally work with clients who have $500,000 or more in investable assets, we’re happy to speak with anyone who aligns with our focus and values comprehensive financial advice.
Yes. Just tell us which beach and whether it’s a mojito or margarita—we’ll handle the financial blueprint.
We’re fluent in both. But we promise to explain everything like a human, not a hedge fund robot.
It’s 100% real—and often financially savvy. Lower cost of living, adventure, and new culture... just make sure the Wi-Fi’s good enough for Zoom calls with us.
You might, but less often and with better sleep. Our goal is to replace financial panic with a clear plan. And coffee. Lots of coffee.
Nope. But we might gently suggest an upgrade—especially if you want better cybersecurity for your accounts. (We’ll never touch your AIM screen name, though.)
We’re fee-only fiduciaries. That means our only incentive is giving you the best advice—not earning a commission or pitching beachfront “opportunities.”
Absolutely. But we hope you never want to. No long-term contracts, no handcuffs—just good planning and good vibes.